Our Story

My name is Josh Cotner and I used to work in construction.  I fell through a roof in 2005 and had a nightmare workers compensation claim.  I needed to support my family and I learned a lot about liability and insurance during my recovery time.  I had to fight the workers compensation company to get the results I was entitled to.

After my injury I learned a lot about insurance and the law and I started selling insurance with a National Contractors Insurance Company, RRG which was started by ABC Supply.

I worked with them for several years until the depression took its toll on the insurance carriers reserves.  NCIC was shut down but all my roofers still needed coverage, so I worked and found other insurance companies to work with that liked writing roofing insurance.

I have sold a lot of insurance to contractors over the years and I have seen it all.  I have helped thousands of spray foam contractors find affordable insurance, cover the construction risks, keep money in their pockets, and fight for coverage to pay claims for my clients.